Personal Cyber Protection

Personal cyber Protection
Personal Cyber Protection

Today, technology is part of our everyday lives. Whether it’s how we communicate, purchase items and/or coordinate our family’s busy schedule, we are heavily reliant on technology. 

Our dependence on the internet, and the exponential growth of web-enabled devices and social media, has resulted in people being much more interconnected. And that’s introduced new risks into our homes and everyday lives that must be managed. 

Emergence Personal Cyber Insurance is about more than the bits and bytes in your laptop, tablets and smart devices. It covers you, your family, your identity, your reputation, your money and your time (wage replacement) when a cyber event occurs. 

As “tech’ continues to infiltrate our lives, protecting yourself and your family against cyber risks has never been more important. Take the time and make the effort: diligence makes a difference. 

And for extra peace of mind, make Personal Cyber Protection Insurance part of your household’s cyber risk mitigation and recovery strategy. Just in case…. 

Cyber Extortion (ransomware)

Attacks or threatened attacks against your home IT infrastructure, coupled with demands for money to stop attacks. 


Malicious or unauthorised home IT infrastructure access or malware that aims to gain control of systems. 


Electronic communication through your home IT that targets your child or teenage family member with the aim of tormenting, harassing, humiliating or otherwise targeting them.


Malicious use of your home IT to stalk, abuse, control or frighten you. 

Identity theft

The unauthorised access to and use of your identity because of a cyber event to your home IT. 

Personal financial loss

Loss of funds due to cyber theft. Also includes charges or costs incurred by you due to sim-jacking or crypto-jacking.  

Wage replacement benefit

Payment of lost wages as a result of taking unpaid leave in reponse to a cyber theft, sim-jacking, identity theft, cyberbullying or cyberstalking. 

Repair to e-reputation costs

The removal or mitigation of internet publications that defame your reputation. 

Emergence Personal Cyber Protection Insurance includes:

Beyond the technical side of cyber threats, social media can also become a breeding ground for anti-ocial behaviour. That’s why the product also responds to: 

Cyber event response costs

Incident response solution